Apply for a holdback advance.

Tell us about the project and the holdback. We review fit before we talk terms.

Complete the form below. If the file is in scope — bonded, with completed and paid invoices — we follow up to request documents and schedule a call.

Any advance is subject to underwriting. Rates and advance sizes are not published on this site; they appear in a term sheet after we review your file.

Review who we fund first

Before you start

What to have handy.

Project name, location, and GC / owner
Confirmation the project is bonded
Approximate holdback face value you want to finance
Whether a proper invoice has already been submitted
Company legal name, approximate annual revenue, and primary contact

Application form

Tell us about the file.

This file is not a fit for Subtrade today.

Based on your answers, this request falls outside our current scope (bonded ICI / ICI-like; completed and paid invoices).

If your situation changes — for example the project becomes bonded, or you have an ICI holdback ready to invoice — you are welcome to apply again. Questions about scope: see Who we fund.

Full name (required)

Title / role (required)

Company legal name (required)

Work email (required)

Phone (required)

Approximate annual revenue (required)

Project location (required)

Project type (required)

Bonded project? (required)

Approximate holdback face to finance (CAD) (required)

Has a proper invoice been submitted to the GC? (required)

Requested advance timing (required)

Short description (required: project, GC, what you need)

Exact revenue last fiscal year (optional)

Bank operating line / GSA in place? (optional)

How did you hear about Subtrade? (optional)

Preferred callback window (optional)

I consent to Subtrade Capital Corp. collecting, using and disclosing the information in this form to assess this request, including to its funding partners, insurers and professional advisers, as described in the Privacy Policy (draft pending CCO review). I agree to be contacted about this request.

Nothing in this form is a commitment to lend. We review fit before discussing terms.

Contact

Prefer not to leave a voicemail?

Use the form above. Public email and phone will be published once confirmed. Until then, the Apply form is the contact channel.

Location: Calgary, Alberta

Do not send confidential deal rooms or full financial packages until we confirm a secure channel.

Referrals

Accountants, counsel, and advisors.

If you maintain WIP schedules or advise subs on payment and lien issues, you can introduce a client through the same form. Note your firm name in the description field.

For partner process and how we work with advisors, see Referral Partners.

Subtrade Capital Corp. provides secured advances against statutory holdback receivables on a subject-to-underwriting basis. Bonded projects only. Specific advance amounts, rates, and fees are set in underwriting and definitive documents, not on this website.